Pathway Wealth Management: A Legacy of Trust, Independence, and Personalized Financial Guidance

At Pathway Wealth Management, we understand that choosing a financial advisor is one of the most important decisions you’ll make. That’s why we’ve built our firm on a foundation of trust, integrity, and exceptional service.

Stephen Byrne founded our firm with a clear vision: to support clients in every dimension of their financial lives. Guided by that purpose, the firm has evolved into a comprehensive wealth management practice dedicated to helping individuals achieve lasting financial stability and independence.

In 2016, Cindy Carraway joined the firm as part of a thoughtfully designed succession plan, bringing more than 26 years of experience in the financial services industry. Under her leadership, Pathway Wealth Management continues to embody our core values—prioritizing client relationships and delivering client-first values and personalized financial guidance.

We are proud to be independent financial advisors affiliated with LPL Financial, the largest independent broker/dealer in the United States for 29 consecutive years*—a relationship that gives us access to robust, unbiased research and a wide array of investment options. With no proprietary products, our recommendations are always tailored to your unique needs, free from hidden agendas.

Whether you're planning for retirement, portfolio management, or navigating estate planning, we’re here to help you stay focused, informed, and confident in your financial journey. At Pathway Wealth Management, we don’t just manage wealth—we build lasting relationships. Every individual has their own unique circumstances and we will work with you to design a plan that fits your needs.  We’re on life’s journey with you.

Your Path. Our Purpose.

*As reported in Financial Planning Magazine, June 1996-2024, based on total revenue.

Cindy J Carraway, CRPC^®

LPL Financial Advisor

Cindy was born in New Orleans, but her family moved to Lafayette, Louisiana when she was very young. The daughter of Dr. and Mrs. Donald James, Cindy and her 2 brothers grew up in the heart of Cajun country.  She graduated with honors from the University of Louisiana, (USL at the time)...    Read More

Carmen Williams 

Office Administrator

Carmen grew up in Kentucky with her parents, Will and Marilyn Muniz, along with her brother and sister.  Later in life, she moved with her own family to the Tampa and Fort Myers areas of Florida.  Carmen is an enthusiast of supporting all things local, from sports to hometown vendors...     Read More